Original Medicare Part A
Hospital & Part B Medical

Medicare Advantage (Part C)
Combines Part A, B & Usually Part D

Medicare pays first, you add:
Medicare Supplement and Part D Rx okans.


Part D Not Include

Assign Your Medicare to a Medicare Advantage Plan. Most plans include Part D Rx

12 modernized plans A, B, D, G, HDG, K, L, M, N."C, F, HDF" (Pre 2020 MC) Choose from Part D Rx plans


Medicare Advantage MSA and Part D Rx

Health Maintenance Organization HMO

Preferred Provider Organization PPO

Any Medicare provider
(Anywhere in the USA)


Network providers only Some require primary Dr(ER Exception)

Network & Non Network providers

$198 to $400 (Most popular plans)
(after Medicare pays)


Full cost up to deductible
1st $3240 Pre-funded

Fees for services as you use them.
HMO: $2900 - $5900
PPO $5500 - $6700

Premiums based upon plan and age
Start as low as $55 per month


As low as $0
Depending on County and Plan

About 3% per year for age,
0% and up for "class" claim losses


No, Deductible increases

Depending on government funding

Yes, premiums may change SEP for Part D Rx


Repay pre-funded acct, Pro-rated

No, join a plan in the new service area, or purchase a MedSupp Rx Plan.

Benefits never change


Plans may change from year to year for Jan. 1

Supplement : Anytime , with exceptions
Part D Rx: During AEP or w/SEP


Dental - Vision - Gym Transportation
OTC - Meals - Hearing Aids - Accupunture
Include with some plans