Original Medicare Part A
Hospital & Part B Medical
Medicare Advantage (Part C)
Combines Part A, B & Usually Part D
Medicare pays first, you add:
Medicare Supplement and Part D Rx okans.
vs.
Same
Part D Not Include
Assign Your Medicare to a Medicare Advantage Plan. Most plans include Part D Rx
12 modernized plans A, B, D, G, HDG, K, L, M, N."C, F, HDF" (Pre 2020 MC) Choose from Part D Rx plans
vs.
Medicare Advantage MSA and Part D Rx
Health Maintenance Organization HMO
Preferred Provider Organization PPO
Any Medicare provider
(Anywhere in the USA)
vs.
Network providers only Some require primary Dr(ER Exception)
Network & Non Network providers
$198 to $400 (Most popular plans)
(after Medicare pays)
vs.
Full cost up to deductible
$7400-$8400-$9400
1st $3240 Pre-funded
Fees for services as you use them.
HMO: $2900 - $5900
PPO $5500 - $6700
Premiums based upon plan and age
Start as low as $55 per month
vs.
As low as $0
Depending on County and Plan
About 3% per year for age,
0% and up for "class" claim losses
vs.
No, Deductible increases
Depending on government funding
Yes, premiums may change SEP for Part D Rx
vs.
Repay pre-funded acct, Pro-rated
No, join a plan in the new service area, or purchase a MedSupp Rx Plan.
Benefits never change
vs.
Plans may change from year to year for Jan. 1
Supplement : Anytime , with exceptions
Part D Rx: During AEP or w/SEP
vs.
Dental - Vision - Gym Transportation
OTC - Meals - Hearing Aids - Accupunture
Include with some plans